SHOULD YOU
BUY OR RENT IN NEW YORK CITY?
A First-Time Buyer’s Guide to Making the Smartest Financial Move Right Now
There’s a lot to consider when your lease is up (I’ve been there!). But don’t grab that down payment just yet - I’ve got personalized, up-to-date advice on what’s the right move for YOU. Buying is a big decision - and honestly - it isn’t always the right move in New York City. Sometimes it makes sense to keep renting!
Grab this FREE tool so you can know definitively where to smartly invest your money.
If You’re Feeling Torn, This Is For You.
You’re living in New York City, and you may be wondering:
Should I buy a home right now?
Is buying the right investment? Should I wait for the market to shift?
Or should I keep renting?
Is renting the smarter move in New York City right now?
Get a personalized answer in just minutes from an experienced NYC real estate agent in just minutes. Click below.
What’s the best financial move for YOU?
What’s Inside
(And Why It Matters)
This isn’t a generic checklist you’ve seen on Google.
Inside, you’ll walk through a smart 7-step framework designed specifically for New York City, so you can stop guessing and start thinking strategically.
Inside, you’ll find:
The questions most first-time buyers skip (and regret later).
How your current rent actually compares to owning in NYC.
How career growth or family support can shift the equation.
My honest perspective from years of guiding real New Yorkers through this decision.
There’s no universal right answer. But there is a smarter way to think about it. Get your way to smarter thinking by clicking below!
A Note From Me
Hi! I’m Judy Zhou, a New York–based real estate broker. I help people think clearly about housing decisions way beyond just numbers. My work focuses on helping you make the best decision for you (despite what Uncle Bob is saying from his Kansas ranch), shaped by lived experience, careful listening, and context over pressure.
I don’t believe there’s one “right” path when it comes to renting or buying, only decisions that make sense for where someone is in their life.
This guide reflects exactly how I’d walk my clients through the rent vs buy conundrum in NYC.
